Dream Finders Homes' Interest Rate Buydown on Move-in Ready Homes is in effect through the end of 2022

Dream Finders Homes' Interest Rate Buydown on Move-in Ready Homes is in effect through the end of 2022

| By Author | December 5, 2022 1:48 PM ET

Dream Finders Homes is Offering a Sweet Holiday Deal to Prospective Homebuyers. The company's interest rate buydown on move-in ready homes is in effect through the end of 2022

JACKSONVILLE, FL - Dream Finders Homes, a national homebuilder headquartered in Jacksonville, is making the holidays a little merrier by buying down interest rates on select move-in-ready homes throughout its more than a dozen divisions in the U.S.

Patrick Zalupski, CEO of Dream Finders Homes.jpg
Patrick Zalupski

The buydown - which offers a 3.75% rate for the mortgage's first year and a 5.75% rate for the second year - affords homebuyers a lower mortgage payment for the first two years of their loan, according to Patrick Zalupski, CEO of Dream Finders Homes.

"This incentive will help homeowners save substantially in the beginning of their mortgage," he said. "In many cases, we believe that savings could be a factor in whether a purchase is made or not; and often without compromising."

Dream Finders Homes pays to buy down the rate for select move-in ready homes that are sold by Dec. 31, 2022, and loans that fund from DFH's preferred lender by Jan. 13, 2023. The interest rate on the loan returns to the original fixed rate at the end of the two-year period, Muston explained.

For further details on the incentive, please contact a new home consultant at any Dream Finders Homes community or visit

For more information about this release, please contact:

Brad Muston, Jacksonville Division President, Dream Finders Homes, 888-208-7736 or
Beth Payan, Larry Vershel Communications, 407-461-3781 or


All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 3.750%, APR of 6.819%, and monthly payment of $2,606.81, year 2 (13-24 months) rate of 4.750%, APR of 6.819%, and monthly payment of $2,837, and a year 3-30 (25-360 months) rate of 5.750%, APR of 6.819%, and monthly payment of $3,081. Monthly payments include principal, interest, mortgage insurance, property taxes and homeowners' insurance. Example payment does not include HOA or CDD (if applicable) and payment obligation may be greater. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; seller will pay for the buy down; adjusts 1% each year; returns to original fixed rate after buy down period. Rates effective as of 10/20/2022 and loan must fund by March 2nd, 2023. Available on select homes only. See a Dream Finders Homes representative for details. This is not a commitment to lend.

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